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Whether you’re a first time homebuyer or want to refinance your existing mortgage, the FHA loan program will let you finance a home with a low down payment and flexible guidelines.. Mortgage Lender Florida; It was really nice to work with Jared Vail. – Royal United Mortgage LLC;
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First Time Home Buyer’s Program. This program is in the form of a second mortgage and provides eligible applicants with a loan of up to 10 percent of the purchase price of the property in order to meet the down payment requirements. The loan has an interest rate of 4 percent with a 5-year term.